Pre-approval

Want to buy a home but need help with the down payment – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack June 14, 2011 Buyers

Are you interested in taking advantage of the Irvine real estate market right now but just don’t seem to have the down payment required to qualify for a home loan? Have you tried the FHA loan program, but just can’t come up with the 3.5% down payment? Well, maybe the CHF Platinum Program is just [...]

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Job stability and your home loan – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack June 1, 2011 Buyers

Getting approved for a loan in today’s Irvine Real Estate market is not like it used to be 4+ years ago. Whether you are looking for a home in Irvine, have considered buying your next home, or have friends who are, I’m sure you’ve experienced or heard stories about how difficult it can be to [...]

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Calling all luxury home buyers – Jumbo Loan interest rates you can’t pass up – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack May 17, 2011 Buyers

Calling all luxury home buyers in the Irvine Orange County and surrounding areas! Jumbo loan interest rates are historically RIGHT NOW! There is a misconception out there among higher end buyers that jumbo rates are much higher than conforming and Tim Christenson from Bank of America and myself are here to tell you, that is [...]

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If buying a home is a goal of yours…what are you waiting for – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack May 13, 2011 Buyers

So I want you to picture something…..Imagine that you have a great job and you make great money! You are watching your friends and family take advantage of the real estate market and you wish you could too! The only problem is that your credit scores are lower and you just don’t have a down [...]

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Want to buy a new home but now isn’t a good time? What to do – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack May 4, 2011 Buyers

We all know that right now is probably one of the most affordable times in history to purchase the right home! The combination of affordable home prices that have adjusted from their peak in 2005 and the historically low interest rates makes for a “great deal”, both short term and long term. The reality is, [...]

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Use the FHA 203k loan program to buy a home that needs work – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack April 19, 2011 Buyers

The FHA 203k loan is becoming very popular in today’s market, especially with all the bank owned homes listed for sale that need work! Check out this short video and learn how buyers are using this great program to buy homes that FHA would not typically approve as “move in ready” and learn how you [...]

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3 Reasons why we won’t work with buyers who haven’t been pre-approved for a loan – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack April 13, 2011 Buyers

If you know me, worked with me in the past, or have watched my videos, you KNOW that getting pre-approved for a loan is the number one most important first step before starting your home search. Over the years we have fine tuned how we work with our clients to best serve them and it [...]

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Stop guessing and start knowing! – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack March 15, 2011 Buyers

Everyone knows that without a plan, a goal is very hard to achieve! Right now many people want to take advantage of our great market, however the reality is that, not everyone is ready to buy! Just because you may not be ready to buy for 6 months to a year or even more, it [...]

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Don’t gamble with your financing in escrow! – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack March 10, 2011 Buyers

Check out this short video and learn what NOT to do during the escrow process and even right after you’ve been fully pre-approved. Sometimes even the smallest change in your financial situation may be the difference between you buying the home of your dreams or escrow falling apart at the last minute! Call Robert Mack [...]

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Everything you need to know about getting pre-approved – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack February 9, 2011 Buyers

Check out this short video and learn what you need to get pre-approved for a loan in today’s Irvine Orange County market, how long the process takes, and why it is so important to do before you start your home search. Remember, this is the most important step, and only the most motivated buyers who [...]

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