Financing

If buying a home is a goal of yours…what are you waiting for – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack May 13, 2011 Buyers

So I want you to picture something…..Imagine that you have a great job and you make great money! You are watching your friends and family take advantage of the real estate market and you wish you could too! The only problem is that your credit scores are lower and you just don’t have a down [...]

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Want to buy a new home but now isn’t a good time? What to do – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack May 4, 2011 Buyers

We all know that right now is probably one of the most affordable times in history to purchase the right home! The combination of affordable home prices that have adjusted from their peak in 2005 and the historically low interest rates makes for a “great deal”, both short term and long term. The reality is, [...]

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Use the FHA 203k loan program to buy a home that needs work – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack April 19, 2011 Buyers

The FHA 203k loan is becoming very popular in today’s market, especially with all the bank owned homes listed for sale that need work! Check out this short video and learn how buyers are using this great program to buy homes that FHA would not typically approve as “move in ready” and learn how you [...]

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Are you ready for the new FHA changes – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack March 23, 2011 Buyers

Check out this short video and learn about some of the new changes FHA will be making to their program in the coming weeks. Each person or family is different and unique so to learn how this will affect you personally or to get pre-approved by Tim Christensen from B of A, call or email [...]

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Don’t gamble with your financing in escrow! – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack March 10, 2011 Buyers

Check out this short video and learn what NOT to do during the escrow process and even right after you’ve been fully pre-approved. Sometimes even the smallest change in your financial situation may be the difference between you buying the home of your dreams or escrow falling apart at the last minute! Call Robert Mack [...]

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4 Ways to disqualify yourself from getting a loan during escrow – Irvine Real Estate – Irvine Homes for Sale

by Robert Mack February 4, 2011 Buyers

Check out this short video and learn about the 4 ways that you can disqualify yourself from getting your loan approved in escrow at the last minute and more importantly – how to avoid them! For a referral to one of our preferred lenders, send us an email or give us a call and we [...]

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Are you waiting for the market to get better before you buy??

by Robert Mack July 1, 2010 Irvine Real Estate

There are 2 kinds of buyers right now in Irvine, Orange County. The one who see the opportunity in buying NOW and those who want to wait in hopes that the market will get better. No one has a crystal ball, therefore the market could get better for buyers or it could get worse. I [...]

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I’ll wait to find the perfect IRVINE home before I get pre-approved!

by Robert Mack January 8, 2010 Irvine Real Estate

I hear this so much from so many prospective buyers in Irvine, Orange County and the surrounding areas, and in my opinion this is probably THE WORST possible strategy when you are preparing to take that next step and buy a home for so many reasons. Even when you go to buy a car (which [...]

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I’m pre-approved for “X” dollars for my new Irvine home. Do I want to go that high?

by Robert Mack August 28, 2009 Irvine Real Estate

When you speak with a lender regarding getting pre-approved for a loan to buy a home in Irvine, the lender you use will determine a purchase price that you will qualify for based on the information you provide. The question is, just because you have been approved for a purchase price, doesn’t always necessarily mean [...]

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5 steps to having ROCK-SOLID financing on your IRVINE offer!

by Robert Mack August 26, 2009 Irvine Real Estate

The type of loan you are applying for and the documentation verifying your financial strength can make or break the deal. Especially in this Irvine market where most homes are getting multiple offers, what can you do, as a buyer, to make your offer stand out from the rest? I personally have had my clients [...]

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